Everything you need to run your savings group
Siklo brings transparency, automation, and peace of mind to Paluwagan cycles with powerful features built for Filipino savings circles.
Automated Turn Scheduling
Systematically computes payout orders, tracks contribution cycles, and manages turn dates automatically without manual spreadsheet calculations.
Shared Transparent Ledger
Real-time contribution logging gives all group members instant visibility into payments, turns, and total lump-sum payout funds.
Digital Payment Verification
Upload payment screenshots or transaction reference IDs so group admins and members can verify contributions instantly with timestamped proof.
Group & Invite Management
Easily set up Paluwagan groups, set flexible payment schedules (Daily, Weekly, Every 2 Weeks, Monthly, Quarterly), and invite trusted members using simple invite codes.
Real-Time Activity Logs
Track all member payment confirmations, payout turn advancements, and group status updates in a real-time activity audit feed.
Flexible Turn Sequence
Choose how members get paid: first-come first-served queue, randomized lucky draw lots, or letting members choose their preferred turn date.
Automated Payment Alerts
Never miss a contribution deadline with automatic in-app alerts and turn updates before your cycle payment is due.
Interactive Savings Dashboard
Track expected payout dates, total savings pool, active paluwagan cycles, and group milestone progress at a glance.
Mobile Wallet Friendly
Built for Philippine savings culture with support for mobile wallet payment logging, transaction receipts, and contribution proof.
Exportable Cycle Reports
Download a clean, printable summary of all payments and turn payouts for your personal records or group review.
Account & Profile Security
Manage personal profile data, update passwords safely, and maintain strict data privacy while participating in savings groups.
Dark & Light Mode Support
Seamlessly switch between dark mode and light mode aesthetics with responsive glassmorphism designs tailored for any screen size.