Organize your rotating savings with total clarity.
Siklo is a simple online notebook for your saving group. Easily see who has paid, who gets paid next, and keep your savings organized without any stress.
Automated Turn Scheduling & Guaranteed Payouts
Track every payout turn, contribution progress, and payout lump sum in real-time with full group transparency.
Seamless Turn Rotations
See who gets paid next and track individual turn payouts effortlessly.
David Gaspar
Turn #1 • ₱5,000Jane Cruz
Turn #2 • ₱5,000Alex Santos
Turn #3 • ₱5,000Maria Clara
Turn #4 • ₱5,000Juan Dela Cruz
Turn #5 • ₱5,000Alex Santos
Contributions for this round are verified in real time by the group organizer.
Digital Paluwagan Notebook
Ditch lost notebooks and messy spreadsheets. Keep member turns, payouts, and balances cleanly organized in one simple place.
Automated Reminders
Send friendly automated notifications to group members before payment due dates, keeping payments 99.4% on-time.
Transparent & Tamper-Proof
Every payment record and payout collection is locked with group verification so everyone enjoys total peace of mind.
Why upgrade your Paluwagan to Siklo?
Ditch paper notebooks, messy spreadsheets, and awkward chats. Siklo brings 100% shared visibility and automated schedules to every round.
Traditional Paper / Spreadsheets
- Manual math errors in turn calculations
- Zero real-time visibility for group members
- Risk of lost, damaged, or altered paper pages
- Awkward payment reminders & missing logs
- Disputed payout schedules & unclear turn sequence
- Cash handling stress & untracked physical receipts
- No central group communication or updates
Siklo Digital Ledger
- 100% automated turn schedule & lump sum payout math
- Live shared ledger accessible to all members 24/7
- Encrypted cloud backups with unalterable audit trails
- Instant payment status tags & clear rotation visibility
- Pre-calculated turn rotation & transparent payout calendar
- Mobile wallet friendly & digital proof logs
- Built-in activity logs & instant activity notifications
Ready to simplify your savings group?
Join thousands running 100% transparent, stress-free savings cycles today. Set up your group and invite trusted members in under 2 minutes.